By Crypto: How to Get Into Crypto Safely in the EU

If you searched for "by crypto," you are probably trying to understand how to get into digital assets and where to actually buy them. This guide explains the basics in plain language and points you toward a regulated way to begin in Europe, without hype or promises.

What "by crypto" usually means

Most people typing this query want one of two things: how to buy crypto, or how to live and transact "by crypto." In both cases the starting point is the same. You need a trustworthy platform where you can convert euros into assets like BTC, hold them securely, and withdraw when you choose. Spot buying simply means owning the coin itself, rather than betting on its price with borrowed money.

Choosing a regulated platform

In the European Economic Area, the rules changed. Crypto-asset service providers now operate under MiCA, the EU framework that sets standards for custody, disclosures, and consumer protection. Bybit EU is a MiCA-licensed CASP, authorised by the FMA in Austria with its registered office in Vienna, serving 29 EEA countries. From 1 July 2026, new EEA users are expected to use Bybit EU. Funding is straightforward via SEPA bank transfer, and identity verification (KYC) is required before you trade.

How to start the right way

• Open and verify your account (KYC) on Bybit EU.
• Deposit euros through SEPA from your bank.
• Begin with regulated spot products and amounts you can afford to set aside.
• Learn before you buy, and review fees and withdrawal options.

A note worth repeating: crypto assets are highly volatile and their value can fall sharply. This page is educational and is not financial advice. Focus on the regulated spot side of the market, keep your expectations grounded, and never invest money you cannot afford to lose. Doing your own research first is the single best habit you can build.