How a crypto card works, its benefits, limits and tax implications in Europe. What to check before choosing one with a MiCA-regulated exchange.

Is Bybit EU regulated?

Yes — it holds a MiCA licence granted by the Austrian Financial Market Authority (FMA) in 2025 and operates across 29 EEA countries via passporting.

Can I still use global Bybit in the EU?

From 1 July 2026, new EEA residents must register on Bybit EU rather than the global platform — it is the compliant route under European rules.

What can I do on Bybit EU?

Buy, sell and hold spot crypto within a supervised framework. High-leverage derivatives are not offered to EU retail clients.

Crypto Card: How It Works and What to Know in 2026

Guide · Bybit EU Updated June 2026

A crypto card lets you spend your exchange balance by converting crypto to euros at the moment of payment. Here's what to know before choosing one.

How it works

At payment, the platform converts the amount from your crypto (or a euro balance) and settles the transaction on the card network. Conversion may involve fees.

What to check

Conversion and issuance fees.
That the issuer is a regulated entity (in the EU, MiCA-compliant for crypto services).
Tax implications: spending crypto can be a taxable event.

Crypto is volatile: the euro value can change. Information, not advice.

Why you can trust it

Regulatory facts, not marketing claims.

MiCA licence

Authorised CASP under MiCA, granted by Austria's FMA in 2025.

Headquartered in Vienna

A European entity passported across 29 EEA countries.

Regulated & supervised

Spot custody inside a supervised European framework.

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Open an account on the MiCA-regulated European platform.

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